Sunday, May 29, 2011

ThePublicRecords.com Cautions Homeowners of Advance Fee Mortgage Scam

Scam baits struggling homeowners with promises of mortgage payment relief

ThePublicRecords.com, Better Business Bureau and the Federal Trade Commission are warning homeowners to keep their eyes open for solicitations, intended to swindle people struggling to meet their mortgage payments out of $5,000 or more in upfront payments. A recent article from WalletPop warns consumers of a new scam that targets struggling home owners. Consumers have reported receiving an official-looking letter from an out of state law firm, requesting that they pay a large fee up front in order to be included in a “mass joinder” lawsuit that promises to force mortgage lenders to drastically reduce monthly mortgage payments.  Consumers who receive this type of solicitation can be confident that they are being baited for the advance fee mortgage scam.

Recently, a handful of homeowners in Boone County, Missouri and Long Beach, California, received letters stating that their loans may be eligible for national litigation directed at fraudulent lender activities.  The letters received in Missouri did not provide a company name or return address.  Whereas the letter sent to Californian homeowners, marked “Personal and Confidential Legal Notice – Joinder Action Suit” were mailed from the Litigation Settlement Department, St. Peters, Missouri and included the names of the banks that held the home owner’s loan, as well as the loan amount and home details.
Complaints from homeowners range from receiving little or no mortgage help despite paying the upfront fee and failing to fulfill contracts for loan adjustments or foreclosure related services to misrepresentation of the firms’ ability to deliver services and failure to give refunds of advance fees.
The BBB uncovered more than 50 website addresses linked to these fraudulent companies.

The FTC has issued a statement prohibiting mortgage-relief firms from collecting upfront fees from consumers in hopes of eradicating fraudulent activity.  Consumer protection groups from California, Colorado, and Washington are stepping up their efforts to prevent these companies from preying on struggling homeowners desperate to avoid losing their homes, but warn that these companies have not given up and are adjusting their tactics and modifying their sales pitches to continue to bilk people out of money. 

ThePublicRecords.com urges consumers to check with the BBB and ThePublicRecords.com before signing on with any mortgage assistance company or “mass joinder” lawsuit.  ThePublicRecords.com Search provides access to millions of records for a nominal fee for instant reports that can include phone numbers, date of birth, relatives, address, average home value, marriage/divorce records, criminal public records, civil judgments, bankruptcies, property public records, address history and more. Homeowners should be wary of any company that promises to modify a mortgage in exchange for an advance fee.  Before sending any money or signing a contract, check BBB Business Reviews at www.bbb.org.

About:-
ThePublicRecords.com is a comprehensive Public Records Search facility where consumers can obtain public records for free or at a reduced price. Our advanced cloud-based technology allows consumers to search for online providers within seconds. ThePublicRecords.com covers a wide variety of public records searches such as public criminal records, public property records and public court records which allows users access to information about sex offenders or unclaimed property, for instance. To access information about your demographic region or neighborhood, ThePublicRecords.com also covers public state records, public city records, public county records and more. Visit our blog for up-to-date information.

Contact:-
For more information, please contact pr at thepublicrecords.com.

Wednesday, April 6, 2011

ThePublicRecords.com Announces Public Records Search Service That Protects Small Business Owners from Contractor Fraud


Newly launched online public records search service, Thepublicrecords.com, works to give business owners protection against financial loss due to vendor or contractor fraud.



Economic difficulties have made the likelihood of fraud in the workplace greater because businesses have cut costs, cut people and small to medium sized businesses are forced to outsource projects and other business functions. Newly Launched ThePublicRecords.com seeks to protect business owners from unnecessary loss due to vendor or private contractor fraud by providing the ability to search public records through variety of government and public record links using its innovative cloud based technology.

Most vendor fraud falls into three categories. The most common offenses include things such as double invoicing, padding expenses, or fraudulent billing. Less common, but still prevalent is deliberate falsification of financial statements, incomplete or shoddy work, or hiding of liabilities and expenses. This kind of corruption can lead to major financial losses, conflict of interest or even major legal problems that leave unsuspecting business owners holding the bill. ThePublicRecords.com puts power into the hands of the business owner, allowing them to get all information necessary to protect against vendor or contractor fraud.

These are individuals who lack any sense of ethics and will steal from any business or individual without feelings of guilt or concern. There is no thought of justifying the behavior, they simply steal. Unfortunately the economic difficulties add to the growing number of contractors and vendors who steal due to their own difficult financial situations.

What can business owners do to protect themselves from employee theft?
Most individuals who engage in fraud or theft have a history.  ThePublicRecords.com indexes various free public records websites to assist people in performing free public record searches and provides background checks, criminal history checks, and civil judgment reports that allow businesses to be sure that the prospective or existing vendor or contractor has a clean record. The best means of fraud prevention is to learn all that there is to know about potential and ongoing vendors and contractors and cultivate strong and trusting relationships.
           
About:-
ThePublicRecords.com is a comprehensive Public Records Search facility where consumers can obtain public records for free or at a reduced price. Our advanced cloud-based technology allows consumers to search for online providers within seconds. ThePublicRecords.com covers a wide variety of public records searches such as public criminal records, public property records and public court records which allows users access to information about sex offenders or unclaimed property, for instance. To access information about your demographic region or neighborhood, ThePublicRecords.com also covers public state records, public city records, public county records and more. Visit our blog for up-to-date information.

Contact:-
For more information, please contact pr at thepublicrecords.com.

Monday, February 28, 2011

ThePublicRecords.com Launches Free Public Records Search That Makes It Easier And Faster To Find Records By Predicting Search Results Instantly

ThePublicRecords.com’s free instant public records search taps into more than 20,000 state, county & city government databases and public record sites to predict accurate search results for public records, background checks and criminal records.

PRWeb.com - Mar 1, 2011 - ThePublicrecords.com today announced the launch of its site - an instant public record search technology that provides a faster search with smarter predictions and instant results. Users can use other search engines to find data in billions of records from federal, state and local databases, or they can go to one of the existing public record directories, lists or guides. Either approach can not only take a lot of time & effort but also may not deliver accurate or up to date results.

ThePublicRecords.com’s Instant Public Record Search Technology simplifies the search process by intuitively predicting the search criteria as the user types. The results appear from the state, county and city government public record sites instantly as the user types, helping them see where they’re headed and allowing them to change their search criteria to ensure they are receiving the desired results.

Benefits :-

Instant Search versus Directories and Guides :- Existing public record sites provide directories and guides to government agencies websites that are manually profiled and optimized allowing for individuals to purchase background checks from their advertising partners. On the other hand, ThePublicRecords.com provides comprehensive results directly from state public record websites, county public record sites and city public record sites instantly.

Intuitive Searches versus Traditional Searches :- ThePublicRecords.com can predict the search criteria and retrieve matching results before the user finishes typing - resulting in quick results and an exceptional customer experience.

Centralized Searches versus Decentralized Searches :- Lack of a centralized database for public records such as Birth Records, Criminal Records and Bankruptcy Records that are maintained at state and city level database, makes it difficult for users when searching for something in particular. ThePublicRecords.com eliminates the need for searching multiple databases by integrating this data into one place - making it much easier for consumers to obtain the results they are seeking.

Along with providing centralized and easy access to various public records, ThePubicRecords.com also acts as a gateway to free and paid providers for products such as People Search, Background Checks and Criminal checks. Whether looking for a city public record to learn about population information or simply running a criminal background check on acquaintances, ThePublicRecords.com is a great place to start.

About :-
ThePublicRecords.com is a comprehensive Public Records Search facility where consumers can obtain public records for free or at a reduced price. Our advanced cloud-based technology allows consumers to search for online providers within seconds. ThePublicRecords covers a wide variety of public records searches such as public criminal records, public property records and public court records which allows users access to information about sex offenders or unclaimed property, for instance. To access information about your demographic region or neighborhood, ThePublicRecords also covers public state records, public city records, public county records and more. Visit our blog for up-to-date information.

Contact:-
For more information, please contact pr at thepublicrecords.com.